Drive Now, Pay Smarter
GTA Cars works with all major Dubai banks, conventional and Islamic, to find you a competitive finance rate, with fast approvals and every piece of paperwork handled by our team.
Calculate Your Monthly EMI
Illustration only. This calculator uses the figures you enter, not a GTA Cars or bank offer. Your final rate, term and down payment are set by the bank on approval and depend on your individual profile.
Check Your Finance Eligibility
Answer four short questions about your financial profile, then leave your contact details. Our finance team reviews every application with our banking partners and comes back to you.
Takes about a minute. Nothing here is a credit check and no application is submitted to a bank until you have spoken to our team.
Your details go to our finance team only. We never share them with third parties without your consent.
From Application to Approval
Tell Us About You
Share your details and the car you want. Our finance team will assess the best bank options for your profile.
Submit Documents
Emirates ID, salary certificate, bank statements. We tell you exactly what each bank needs — no guesswork.
Get Approved
Bank approval typically takes 2–5 working days. We follow up on your behalf and keep you updated throughout.
Drive Away
We handle the RTA registration, insurance and final paperwork. You just collect the keys and go.
Documents You'll Need
Requirements may vary slightly by bank. Our team will confirm exactly what’s needed for your application.
Emirates ID
Original + copy
Passport & Visa
Valid copies required
UAE Driving Licence
Valid and current.
Salary Certificate
Employer-issued
Bank Statements
Last 3 months
Need Help With Your Application?
Our finance specialists handle everything — choosing the right bank, submitting the file, following up on approval, and completing the RTA registration and transfer. You do not need to visit a single government office.
Everything You Need to Know
What documents do I need for car finance?
A valid Emirates ID, passport and visa copy, UAE driving licence, salary certificate and the latest three months of bank statements. Our team confirms the exact requirements once we know which bank your application suits best.
How long does finance approval take?
Approval typically takes two to five working days, depending on the bank and how complete your documents are. Our team follows up on your behalf throughout to keep things moving.
Can I get car finance if I am a new expat?
Yes. Many UAE banks finance expatriate residents. Requirements usually include a UAE residence visa, Emirates ID, and proof of employment and salary. Where bank finance is not suitable, our lease-to-own route is available without bank approval.
What is the minimum salary for car finance?
Most UAE banks require a minimum monthly salary in the region of AED 5,000 to AED 10,000 for car finance. The exact requirement varies by bank, and our team matches you with the bank whose criteria best fit your profile.
Can you help settle my existing car loan?
Yes. If you are upgrading and your current car is still under finance, our team coordinates directly with your bank to settle the outstanding loan as part of the transaction and handles the paperwork.
Who handles the RTA and bank paperwork?
We do. GTA Cars has a dedicated finance team that manages bank submissions, follow-ups, RTA registration and the transfer. You do not need to visit a government office.
Ready to Finance Your Next Car?
Our team handles everything — from approval to RTA registration.